- A 55-year-old male buying long-term care insurance can expect to pay ~ $2,000 a year for $165,000...
- Using annuity ladders is very similar to bond laddering: different positions maturing at different...
- Do Not Supersize Your AnnuityFixed-rate and variable annuities provide a number of solutions for...
- The vast majority of variable annuities include an optional rider known as a living benefit (a fair...
- Variable annuity fee structures determine whether a contract creates or destroys value for your...
- The four most common methods used for determining and crediting interest to a fixed-rate annuity...
- Moshe Milevsky is an associate professor of finance at University of Toronto’s business school; he...
- A number of issuers of variable annuities with living benefit riders—including Hartford, AEGON, AXA...
- Variable annuity death benefits need to be compared against term life insurance. The standard death...
- It is difficult to measure the real value of a variable annuity death benefit. Conceptually, the...
- No insurer has ever missed an annuity payment. In 2011, the GAO endorsed fixed-rate annuities as a...
- EIA sales have greatly benefited from 3 innovations: bonuses (percentage of initial premium...
- Variable annuity share classes determine what your client pays and how you get compensated. The...
- Linked-benefit annuities cover costs of long-term care insurance by providing a benefit that is a...
- Conservative investors often look to bank CDs, money market funds, and government securities for...
- A feature shared by all variable annuities is a death benefit. This is an important feature because...
- The annuity industry has rewritten its sales records, with total premium exceeding $350 billion...