Retirement Income

HSA Accounts: Shadow IRAs

The purpose of an HSA account is to have access to pre-tax dollars to pay for medical expenses or policy premiums for long-term care. Your clients can fund a health savings account (HSA) if they have a high deductible insurance plan ($1,250 to $6,350 if the plan covers one person, $2,500 to $12,700 if 2+ family members are covered).

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Survivorship Bias

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Interesting Facts

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A-B Trusts

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REIT Performance

Caregiver Tips

Caregiver  Tips

By 2030, the elderly population is expected to be larger than young Americans. The pool for caregivers will be smaller. The most populous caregiver age group is 45-64; those most likely to need long-term care are those age 80+. According to AARP, the caregiver group is expected to fall to 4 (caregiver) to 1 (care needed) by 2030, compared to > 7 to 1 in 2010.

 

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Student Loans

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