About Tim
I help individuals save for retirement, college, and other important goals. Can also help with your life and disability insurance.
Assist businesses and nonprofits with their retirement plans including SEPs, SIMPLEs, ESOPs, 403(b), 401(k), Profit Sharing, and other retirement plans.
Help plan fiduciaries with their plan design, fund selection, 404(c) compliance, and fee disclosure.
Also invest trust assets for trustees in a prudent manner.
Securities offered through Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC.
Investment advisory services offered through Cambridge Investment Research Advisors, Inc., a Federally registered investment advisor.
Tim Hayes, Investment Adviser Representative / Registered Representative, 39 Braddock Park #5 Boston, MA 02116
Education
Finance
Licenses
Series 6
Series 63
Series 7
Series 66
Life
Variable Contracts
Accident & Health
Other Credentials
AIF®
CRPS®
AWMA
APMA
IBF Designations
CTS®
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Certified Tax Specialist
Tax planning strategies for individuals, businesses, and retirement accounts.
CFS®
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Certified Fund Specialist
Deep, practical knowledge of mutual funds, ETFs, and managed portfolios.
CAS®
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Certified Annuity Specialist
Fixed, variable, and indexed annuities. Accumulation and distribution strategies.
CES™
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Certified Estate & Trust Specialist
Estate planning, trusts, wealth transfer, and fiduciary responsibilities.
Interested in earning an IBF designation? Explore all programs
At a Glance
IBF Designations
4
Member Since
2013
Other Credentials
4
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Practitioner-Reviewed education since 1988
Profile verified · March 2026
Understanding Credentials
What makes an IBF-designated advisor different?
1988
Established track record
Founded by a practicing financial advisor who believed designations should teach practical skills, not just theory.
CE
Ongoing requirement
IBF-designated advisors maintain credentials through continuous education, keeping knowledge current.
501(c)(3)
Nonprofit education
Focused on advisor education and professional development. Content reviewed by practicing advisors and SMEs.