About Richard
Mr. Richard Chrzanowski, MSFS, CFS®, BCE™, RFC, CAS™
Regional Director
Money Concepts Capital Corp.
Richard has been a nationally recognized speaker, trainer and consultant to leading financial organizations and insurance companies for over 25 years. He specializes in estate planning and wealth management for financial institutions and private clients.
Mr. Chrzanowski is a regional director for Money Concepts International Inc. and a member of their Professionals Club, Century Club and Millionaires Club. He has been in the financial services industry for over 25 years. Richard is a member of the International Association of Registered Financial Consultants (IARFC) and a registered speaker with the National Association of State Boards of Accountancy (NASBA).
Education
Master of Science in Financial Services (MSFS)
Licenses
Series 6
Series 63
Series 65
Series 7
IBF Designations
CFS®
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Certified Fund Specialist
Deep, practical knowledge of mutual funds, ETFs, and managed portfolios.
CIS™
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Certified Income Specialist
Retirement income planning, withdrawal strategies, and distribution optimization.
CES™
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Certified Estate & Trust Specialist
Estate planning, trusts, wealth transfer, and fiduciary responsibilities.
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At a Glance
IBF Designations
5
Member Since
1996
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Practitioner-Reviewed education since 1988
Profile verified · March 2026
Understanding Credentials
What makes an IBF-designated advisor different?
1988
Established track record
Founded by a practicing financial advisor who believed designations should teach practical skills, not just theory.
CE
Ongoing requirement
IBF-designated advisors maintain credentials through continuous education, keeping knowledge current.
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Nonprofit education
Focused on advisor education and professional development. Content reviewed by practicing advisors and SMEs.