JR

Julia Rivas, CAS®, CSA, CLTC®

Member in Good Standing
Chief Encouragement Officer
The Annuity Store · Silver Spring, MD
CAS®
Link copied

Licenses

Life
Accident & Health

Other Credentials

CSA CLTC®

IBF Designations

Certified Annuity Specialist
Fixed, variable, and indexed annuities. Accumulation and distribution strategies.
Interested in earning an IBF designation? Explore all programs

Contact Julia

The Annuity Store
Silver Spring, MD
Email

At a Glance

IBF Designations 1
Member Since 2011
Other Credentials 2
Join 30,000+ professionals
Build your expertise with IBF designations.
Explore Programs
Practitioner-Reviewed education since 1988
Profile verified · March 2026

What makes an IBF-designated advisor different?

1988
Established track record
Founded by a practicing financial advisor who believed designations should teach practical skills, not just theory.
CE
Ongoing requirement
IBF-designated advisors maintain credentials through continuous education, keeping knowledge current.
501(c)(3)
Nonprofit education
Focused on advisor education and professional development. Content reviewed by practicing advisors and SMEs.