About Howard
I am a graduate of the Virginia Military Institute with a BA in Economics/Business in 1994. I began my career with MassMutual the day after graduation and have been with our firm for 15 years. My practices focuses on individuals planning for retirement and those already in retirement. A majority of my client base are folks that work in a company that have a Defined Benefit system (DuPont, PM, Alcoa) and have 401(k) plans. I also work with a large number of State of Virginia employees on how to implement retirement strategies based on their pension system.
Education
Bachelors
Licenses
Series 6
Series 63
Series 65
Other Credentials
CLTC®
IBF Designations
CFS®
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Certified Fund Specialist
Deep, practical knowledge of mutual funds, ETFs, and managed portfolios.
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Contact Howard
MassMutual - Capital Financial Partners LLC
Glen Allen, VA
Phone
(804) 290-8719
Email
At a Glance
IBF Designations
1
Member Since
2008
Other Credentials
1
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Practitioner-Reviewed education since 1988
Profile verified · March 2026
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1988
Established track record
Founded by a practicing financial advisor who believed designations should teach practical skills, not just theory.
CE
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