About the Course

The CTS designation at IBF will help ensure your clients leave satisfied. The CTS program at IBF is the first of its kind in the financial industry. In this specialized program, you will learn how to reduce taxable income and discover the current income tax regulations and their impact on individuals, couples, families, and business owners. In addition, you'll gain sophisticated knowledge about business income, tax credits, itemized deductions, LLCs and S Corps, retirement plans, and home businesses.

Features and Benefits

  • Increase knowledge, confidence, and sales
  • Distinguish yourself from your peers
  • Enhance career growth and professionalism
  • Reduce compliance and regulatory concerns
  • Fulfills CE requirements (up to 60 hours)
  • Course materials, updated quarterly
  • Free lifetime updates for all IBF designees

CTS Learning Objectives

  • Ascertain who must file an income tax return
  • Determine if alimony payments are disguised as child support
  • Learn why having your own business is the best tax shelter
  • Understand what costs of home ownership are deductible
  • Calculate withholding, estimated payments, and FICA taxes
  • Explain the IRS statute of limitations, interest, and penalty provisions
  • Verbalize and differentiate between early retirement plan distributions

Request More Information

To learn more about IBF's Certified Annuity Specialist program and receive our course catalog and receive our Designation & Degree catalog, fill out the information below.





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An Education Program Designed for Financial Advisors

The CTS program, exams, and case study are designed to teach you what a practitioner faces every day-from income generation to account preservation. You will gain enormous benefits from taking this course if you are an accountant, advisor, banker, broker, money manager, or planner. By the end of the course, you will have gained a specialized understanding of a modern practitioner, with knowledge that will last a lifetime and help build long term clientele. As with all of IBF's designation programs, completing the CTS will contribute three units toward an eventual Master of Science in Financial Services degree.

Education You Need at a Price You Can Afford

Courses offered by the Institute of Business & Finance are approved for continuing education (CE) credit.

Designations Package