David Morgan, CFS®, CAS®, CIS™, CES™, CEA, CFF, RMA

Member in Good Standing

CEO, GM

Flagler Beach, FL

CFS® CAS® CIS™ CES™

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About David

States Currently Licensed: FL, GA,

Primary Insurance Companies: AIG, American Equity, Allianz, Great American, Guaranty Income, Nationwide, National Western

Primary Investment Companies: Orion Portfolio Solutions; Brookstone Capital Mgmt; Matson Money.

Services: Estate Planning, Financial Advisory, Income Planning, Tax Planning

Primary Credentials: Masters of Science in Financial Services (M.S.F.S.): Board Certified in Asset Allocation (BCAA), Board Certified in Estate Planning (BCE), Certified Annuity Specialist (CAS), Certified Funds Specialist (CFS), Retirement Income Specialist (RIS)

Certified Estate Advisor (CEA), Certifed Financial Fiduciary (CFF) Retirement Management Advisor (RMA)

Registered Investment Advisor (Series 65) > Member, National Ethics Association, Member, Better Business Bureau (NE Fla), Elder & Stewardship Committee, local church

Education

Bachelor's degree

Overseas Scholarship

Licenses

Series 65

Investment Advisor Representative

Life & Health

Long Term Care

Other Credentials

CEA CFF RMA

IBF Degrees

MSFS

IBF Designations

CFS®

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Certified Fund Specialist

Deep, practical knowledge of mutual funds, ETFs, and managed portfolios.

CAS®

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Certified Annuity Specialist

Fixed, variable, and indexed annuities. Accumulation and distribution strategies.

CIS™

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Certified Income Specialist

Retirement income planning, withdrawal strategies, and distribution optimization.

CES™

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Certified Estate & Trust Specialist

Estate planning, trusts, wealth transfer, and fiduciary responsibilities.

Interested in earning an IBF designation? Explore all programs

Contact David

Flagler Beach, FL

Phone 855-904-REAP

At a Glance

IBF Designations 5

Member Since 2005

Other Credentials 3

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Practitioner-Reviewed education since 1988

Profile verified · March 2026

Understanding Credentials

What makes an IBF-designated advisor different?

1988

Established track record

Founded by a practicing financial advisor who believed designations should teach practical skills, not just theory.

Ongoing requirement

IBF-designated advisors maintain credentials through continuous education, keeping knowledge current.

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